Our Senior Leadership Team

With an eminent experience spanning of over two decades, Mr. Gigi Koshy has been a significant contributor in enhancing and up scaling both Emcredit & Empay into its successful stature of today. Currently holding the key positions as the Deputy. CEO and Chief Product Officer of Empay and also the Director- Finance & Products of Emcredit Ltd., he holds predominant market insight and has displayed remarkable expertise in the planning, strategy and growth of Empay. As the Chief Product Officer, he is responsible for the overall conceptualization, development and design of Empay & its sub products. He is in the forefront of all the Business Relations & Operations right from the international perspective of Empay, down to its grass roots. Being someone who holds apt interests in Fintech, IOT, Financial Budgeting and Management, he actively participates in the day-to-day operations of the company and encourages with his expertise.


Mr. Gigi George Koshy

Deputy CEO & Chief Product Officer, Empay